Send Money to Nigeria

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    USD

    FX: 1.00 USD – Fee:

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    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

    *Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.

    We encrypt your transfers

    We are committed to keeping your data secure

    We’ve sent money around the world for over 160 years

    Convenient ways to send and receive money

    Send online

    Sending an online money transfer to Nigeria is easy. Get started today by logging in or registering your free profile.

    Send money
    Send with our app

    Send money to Nigeria from the USA at the tap of a button – whether you’re at home, at work or running errands.

    Download the app
    Send in person

    We have more than 61,0001 Western Union US agent locations to choose from. Come and visit us to pay in cash or speak to an advisor.

    Find a US agent location
    Bank account

    Make things simple for your loved ones. You can transfer money direct to First Bank of Nigeria, GTBank and Access Bank accounts with Western Union.

    Find out more
    Cash pickup

    We have more than 4,5001 agent locations across Nigeria – from Abia to Zamfara – where your friends and family can pick up their cash.

    Find agent locations in Nigeria

    Choose the way you pay

    Using your bank details
    Cash at an agent location
    With a credit2 or debit card

    Ready to send money?

    Get started

    Send money to Nigeria in a few taps with our app

    Start your money transfer on the app and pay later at an agent location.

    Track your money transfer from LA to Lagos and get notified when it arrives.

    Save your loved ones’ details to make quick repeat money transfers.

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    Rating as of December 2021

    More information on how to send money to Nigeria from the US

    Get your receiver’s details3 ready

    Before you start a money transfer to Nigeria, you’ll need your receiver’s details3 – including their bank account number (if sending to a receiver’s bank account), name and address.

    Send money to Nigerian bank accounts

    One of the best ways to send money to Nigeria is direct to a First Bank of Nigeria, GTBank or Access Bank bank account. Your loved ones can receive their funds without leaving the house. Transfers sent to accounts at these three banks in Nigeria are available for USD deposit only; if your receiver does not have a USD denominated bank account, the bank will automatically set one up for them.

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    Reasons to choose Western Union®

    Fighting against fraud

    No matter how you choose to send money to Nigeria, we’ll encrypt your transfer. You can join us in the fight against fraud by learning how to spot a scam.

    Moving money for over 150 years

    We’ve connected people around the world since 1851. Today, we make an average of 25 money transfers per second globally.

    Money transfers to suit you

    Sending money to Nigeria from the USA is simple with Western Union. Choose in-app, in-person or online money transfers, and pay by cash or card.

    Convenient agent locations

    We have more than 61,0001 agent locations, from Minneapolis to Houston, San Diego to Boston. Wherever you are in the US, it’s easy to find a Western Union agent location.

    Sign up to send money to Nigeria today

    Sign up now
    Track your money transfers

    You can keep real-time tabs on your money transfers, from Kansas to Kano. You’ll get a notification when your loved ones have received their funds.

    Schedule your payments

    Schedule money to arrive for a friend’s birthday or a niece’s graduation. By planning a money transfer in advance, you can make sure you don’t miss a special occasion.

    Register for a free profile

    Register for a free profile to send US dollars to Nigeria with Western Union.

    Sign up now

    Frequently asked questions

    How much money can I send to Nigeria?

    You can send up to $50,000 directly to an Nigerian bank account from your US account. You can make a money transfer to Nigeria banks including State Bank of Nigeria, HDFC and ICICI.

    How do I estimate the cost to make a ‘large amount’ money transfer to Nigeria?

    You can use our price estimator tool to work out the cost of sending a large or small amount of money to Nigeria. This provides information on things like transfer fees5.

    How do I send money online to Nigeria?

    To make an online money transfer to Nigeria, just follow these steps:

    1. Log in to your Western Union® profile or register and verify one for free. Begin your money transfer to Nigeria by clicking ‘Send now’.
    2. Type in ‘Nigeria’ as the destination and how much you wish to send. You’ll be able to view typical transfer times as you make your selections.
    3. Click on ‘Bank account’. You’ll then have the choice of selecting an existing receiver or entering bank account details3 for a new one.
    4. Pay for your money transfer by credit2 or debit card.
    5. Look out for a confirmation email containing a tracking number (MTCN). This can then be shared with your receiver in Nigeria to help track the money.
    What do I need to send money online to Nigeria?

    We make it easy to transfer money to Nigeria – whether it’s to friends, family members or even for business. Use our price estimator to get a handle on transfer fees4 and limits. There’s no obligation to complete your money transfer.

    Send money internationally

    Ghana
    India
    Philippines
    Mexico
    Dominican Republic
    Canada
    China
    Kenya
    Argentina

    1 Agent locations valid as of September 30, 2021.

    2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

    3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

    4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel and location based on a number of factors. Fees and rates subject to change without notice.