You send 100 USD they receive {{striked_receiver_amount}} {{receiver_amount}} USD

Join us now to get our best rates plus $0 fee on your first transfer! *

Unlock unlimited $0 transfer fees* to Ghana through November 2025! Send your first online transfer to mobile wallets by 10/31/25! Learn more.
USD
USD
Send money now

FX gains apply. Excludes credit cards. Complete first transfer by 10/31/25 and enjoy unlimited $0 fee transfers through 11/30/25. Valid on transfer from the US to select countries. Payout restrictions apply.

Fraud Protection Encrypted Transfers Secured Data Trusted Globally

Send money to Ghana

{senderCurrencyName} to {receiverCurrencyName}

Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Check Rates

Fee: from {{strikedFee}} to {{fee}}

Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

USD
You Save {{feeDifference}} on fee
Receiver gets {{extraMoney}} more
Send money

We encrypt your transfers.

We are committed to keeping your data secure.

Convenient ways to send and receive money

Send online

Start transferring money directly to friends and family in Ghana with our online service. Simply log in to your profile or register as a new customer.

Send money online

Send with our app

Sending money to Ghana is easy with our on-the-go app. Support family in Ghana wherever you are or use it to manage your online profile and track transfers.

Download now

Send in person

You can choose from thousands of Western Union agent locations to start sending money to Ghana from the USA.

Find your nearest agent location

Bank account

Send money to Ghana direct to your loved ones’ accounts, making things simple and easy.

Learn more

Cash pick-up

Your loved ones can use one of more than 2,5001 agent locations in Ghana to collect their money. From Accra to Kumasi and Tamale, stay connected wherever they’re based.

Browse agent locations

Ready to send money?

Get started

Send money to Ghana in a few taps with our app

Save receiver bank account details3 so you can resend money speedily.

Track your transfer when sending money to Ghana in real time.

Begin the transfer process on the app or online and finish at an agent location.

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Rating as of February 14, 2022

More information on how to send money to Ghana from the US

Pay for minutes from miles away

Staying connected is important, and you deserve to be able to share stories across the world, wherever you are. You can buy prepaid phone minutes for your loved ones with multiple providers.

Learn more

Check your conversion rate

Use our currency converter tool to find out the expected exchange rate from US Dollars (USD) to Ghanaian Cedi (GHS). Then you’ll know how much you need to pay.

Convert your dollars

Send money to Ghana bank accounts

Be there when your family and friends need you most by sending money direct to their bank accounts from the US.

Send now

Reasons to choose Western Union®

Choose the way you want to pay

Online, in person or via our app – there are ways to send money to Ghana that suit everyone’s needs.

Connecting you across the world

Western Union reaches across the globe to connect you with family and friends in a few quick steps.

Reliable transfers

Our fraud prevention efforts aim to give you peace of mind.

Free to register

It’s free to register for a Western Union profile, so you can start sending money to Ghana today.

Sign up to send money to Ghana today

Sign up now

Track your transfers on the go

Keep track of your money as it’s transferred to family members in Ghana with your unique Money Transfer Control Number (MTCN).

Save receiver details

 

Register and save bank account details3 to make repeat payments quick and easy.

Schedule and organize transfers

No more missing payments – organize all your transfers in advance to make sure you’re on top of everything.

Sign up now

Frequently asked questions

How much money can I send to Ghana?

The most money you can send to Ghana is $5,000, when sending from your bank account to your loved one’s personal account.

However, if you want to transfer money to a mobile wallet in Ghana, you are limited to $2,500.

How do I send money online to Ghana?

  1. Register for a Western Union profile.
  2. Navigate to the ‘send money’ page and search for the country you wish to transfer to, in this case Ghana.
  3. Enter the amount you want to send.
  4. Select a collection method – cash pickup, bank account or mobile wallet deposit.
    You can then choose to pay by credit2 card, debit card or with a bank account.
  5. If sending to a bank account, enter all account details3 we request about your receiver and their bank.
  6. Click ‘Send’ and pay for your transfer with a credit2 or debit card, or bank account.
  7. Once you’ve done this, you will receive your unique tracking number.

What do I need to send money online to Ghana?

All you need to send money to Ghana is a bank account number, SWIFT BIC, and a purpose of transfer statement.

How do I send money to Ghana from a Western Union agent location?

  1. Find an agent location.
  2. Head to the counter with proof of ID, a bank statement, and your receiver’s bank account information.
  3. Pay with cash, or a debit or credit2 card and you’ll be given a receipt with your Money Transfer Control Number (MTCN).

How can I send money to a Ghana bank account?

You can choose from sending money to Ghana online, in person at one of our more than 59,0001 US agent locations, or via our handy mobile app.

Send money internationally

Philippines
Mexico
Nigeria
India
Dominican Republic
Canada
Colombia
Kenya
Argentina

1 Agent locations count valid as of June 30th, 2021.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

4 Western Union makes money from currency exchange. Not available for credit card payments. To qualify, complete your first money transfer on our website or app from the United States to Mexico, Guatemala, Philippines, Colombia, India, Jamaica, Ecuador, Peru, Nicaragua, Honduras, Kenya, Ghana, Zambia, Uganda, Rwanda, Cameroon, Benin, Tanzania, Madagascar, Botswana, Mozambique, Senegal, Mali, Ivory Coast, Gabon, Sierra Leone, Malawi, Ethiopia, Guinea, Burundi, Guinea-Bissau, and Morocco by October 31, 2025. You’ll then enjoy unlimited $0 transfer fees on all eligible transactions through November 30, 2025. Payout restrictions apply: bank account, cash pickup, direct to card, and wallet available to Colombia and Jamaica; bank account, cash pickup and wallet payouts available to Mexico and Peru; bank account, cash pickup, and direct to card available to Guatemala and Honduras; bank account and wallet available to the Philippines; bank account and cash pickup available to Ecuador and Nicaragua; bank account only to India; wallet available in African countries.