International money transfers to M-Pesa Mobile Money wallets

Q: Is M-Pesa available in the US?

No, M-Pesa mobile wallet is not available in the US. However, you can use a trusted third-part service like Western Union to send money to M-Pesa mobile wallets in Kenya and other countries.

Q: How do you send money from the US to M-Pesa?

You can send money to M-Pesa with Western Union online, through our app, or at an agent location. Choose “Mobile Wallet” as the delivery method when starting a money transfer . Then, enter your receiver’s M-Pesa mobile number, select your payment method, and complete the transfer.

Q: How much does a money transfer to M-Pesa cost?

Transfer fees depend on your payment method and the amount you send. Use our cost estimator to check M-Pesa fees before completing your transfer.

Q: How can my receiver claim money transfers to M-Pesa?

There are different ways to receive money with M-Pesa. When you send to an M-Pesa mobile wallet, the funds are deposited directly into your receiver’s account. They can then use their mobile phone to pay bills, withdraw cash, or make purchases.

Q: What currencies can be received via M-Pesa?

Funds sent to M-Pesa mobile wallets are usually received in the official currency of the country your receiver lives in. Your receiver will get Kenyan shillings (KES) if they live in Kenya, for example.

Q: Can I send money directly to M-Pesa in Nigeria?

No, M-Pesa mobile wallets are not currently available in Nigeria. However, you can still send money to Nigeria through Western Union using bank transfers, cash pickup, or other available payout methods.

Send money to M-Pesa mobile wallets in Kenya and beyond—right from the US. Whether you’re supporting friends and family or covering important expenses, Western Union makes M-Pesa international money transfers simple, fast, and reliable.

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How to send money to M-Pesa accounts in 5 simple steps

Decide how you want to transfer money

Pick the option that works best for you. Register for an account to start your M-Pesa online transfer or download the Western Union international money transfer app.

Determine how much to send

Use our cost calculator to estimate money transfer fees and check M-Pesa rates, including the latest USD-to-KES exchange rate. Plan your money transfer to Kenya with confidence.

Enter recipient details

Provide your receiver’s name and their M-Pesa mobile number. Make sure the number is correct, so your international mobile wallet money transfer reaches your recipient’s account smoothly.

Choose payment method

Pay the way that works best for you—bank account, credit/debit card, or cash. You can also begin your transfer online and pay in cash at a Western Union location near you.

Finalize and track your transfer

Review your details, then send. You’ll receive a Money Transfer Control Number (MTCN) to track your M-Pesa money transfer and share with your receiver.

Where are MTN Mobile Money transfers available?

MTN Mobile Money is a trusted mobile wallet provider helping people send and receive funds across Ghana and other African countries. With Western Union, you can quickly make a MTN mobile money international transfer to the most important people in your life.

Kenya

Tanzania

Uganda

Rwanda

Mozambique

Ghana

Cameroon

Malawi

Zambia

Botswana

Madagascar