One name, many possibilities.

More security. More convenience.
More services. More possibility.

Money transfer

Bill pay

Money orders

Prepaid card

Mobile top-ups

A portfolio of financial services you can trust

Money transfer

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Our customers made millions of money transfers with Western Union last year. Here’s why:

Ease and Convenience

Send and receive money the way that’s convenient for you: online, with our app, or in person at an agent location.

Commitment to Security

Our encryption and fraud prevention efforts help protect your Western Union® money transfers.

We’re International

We transfer money from the US to over 200 countries and territories.

Reliable service since 1851.

150 years of trusted money transfers. Send fast, reliable money transfers. Money transfers made more affordable. Money transfers without the wait. Reliable money transfers abroad.

Bill pay

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Thousands of billers across the United States trust Western Union to accept domestic bill payments.

Diverse biller network

Pay bills for auto, credit card, government, phone, mortgage, utility, rent, commissary funds, and more.

Convenience

Customers can pay multiple types of bills in one place – whether online or at a retail location.

Speed & Reliability

Many payments are processed in real-time or within one business day, ensuring timely bill settlement.

Three channels to pay a bill

  1. In person at a Western Union agent location.
  2. Prepared on westernunion.com or our mobile app and completed in person at a Western Union agent location.
  3. Prepared and completed on westernunion.com or our mobile app.

Money orders

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A simple, convenient, and secure payment alternative to cash, check, or card.

Secure & Anonymous

Secure and less open to fraud for customers who prefer not to share personal details or when cash or check are not an option.

Guaranteed Funds

Money orders are prepaid, so recipients are assured the funds are available.

Easy & Convenient

Simple and convenient process that helps you pay bills, purchase goods and services, give as a gift, and manage important expenses.

Accessible

Available at over 30k agent locations across the U.S. and Canada. No bank account or credit card is needed and for those unable to transfer money, this is a more secure alternative to cash.

Western Union Prepaid Visa® Card

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The card that works even harder than you.

Make your prepaid card work for you—save your hard-earned dollars with no hidden or monthly fees. Shop online or in-store and get all-in-one convenience on everyday essentials without transaction fees. The more you fund, the more you save.

One Card for Multiple Uses

Send money, receive transfers, and make purchases Great for budgeting family expenses, travel, or holiday shopping.

Trusted Security & Brand

Protected by PIN, chip technology, and the Visa® network. Backed by Western Union’s global legacy in secure money movement.

Enables Everyday Spending

Use online or in-store for groceries, essentials, rideshares, travel, subscriptions, etc. Easily add to digital wallets such as Apple Pay and Google Pay.

Accessible & Inclusive

No credit check, bank account, or SSN required for single loads up to $999. Easy to activate and reload at thousands of locations or online.

Faster Access to Funds

Get paid up to 2 days early with Direct Deposit.

Transparent Pricing

No hidden fees—just clear, upfront terms

Mobile top-ups

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Activate more minutes, text messages, or internet access for your loved ones—no matter where they are in the world.

Stay connected with family and friends

With Western Union, you can easily pay phone bills for family in Mexico, Colombia, El Salvador, or practically anywhere else in the world.

Go further with less

Purchase even more minutes or data for your loved ones abroad, as phone plans in other countries are generally less expensive than in the United States.

Give the gift of time

With Western Union, you can gift the people that matter most to you with more minutes, data, or messages—practically instantly.

Accessible

We support hundreds of mobile networks across more than 150 countries.