Online bank transfer to over 200 countries and regions

With Western Union, you have several options for making an online transfer. You can send money online for cash pickup, to a bank account, to a debit or credit card1 or to a mobile wallet1.

    EUR

    FX: 1.00 EUR – Exchange Rates and Fees vary by payment and payout options and are subject to change. To check other options, simply click “Send now”. X Fee:

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    Be informed. Be aware.

    We encrypt your transfers

    We are committed to keeping your data secured

    We’ve sent money around the world for over 150 years

    How does an online transfer work?

    At Western Union, there are several ways to make online transfers, in just a few steps:

    Go to the “Send money” page.

    Enter the destination country and amount to send.

    Choose a method for receiving the money, such as cash, transfer to a bank account or transfer to a debit card.

    Decide how you want to pay for the money transfer — by bank transfer, SOFORT transfer, credit or debit card1, or Google Pay: Choose the option that is most convenient for you.

    Log in to your account or first register for a free Western Union profile to complete the online transfer.

    Send money online in a way that suits you

    Register today to transfer money

    Register for free

    Sign up for free and create your profile to transfer money online or simply using our app.

    Pay in a way that suits you

    Pay for your online transfer—including the amount sent and any transfer fees4—with your bank account, credit1/debit card, SOFORT or with Apple Pay® via our app. Choose the payment option that works best for you.

    Track your money transfer

    Keep an eye on your bank transfer online or via the app. You can track a transfer using the Money Transfer Control Number (MTCN) on your receipt.

    Pay the way that works for you

    Bank account

    SOFORT

    Credit1 or debit card

    Apple Pay® in our app

    Choose what is convenient for your receiver

    Germany-SMO-girl

    How much does an online transfer cost?

    At Western Union, the transfer fee4 is based on the amount you are sending, the destination, the way your loved ones receive the money and the payment method. Western Union offers a wide range of money transfer solutions to suit your budget.

    Germany-SMO-girl

    Get our money transfer app

    Send money from home or on the go at any time.

    Track our exchange rate in real time.

    Easy to send. Easy to receive.

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    Rating as of 7 November, 2024.

    Frequently asked questions

    How can I transfer money online?

    At Western Union, you can transfer your money online in just a few steps:

    1. Go to the “Send money” page.
    2. Enter the destination country and amount to send.
    3. Choose a method for receiving the money, such as cash, transfer to a bank account or transfer to a debit card.
    4. Decide how you want to pay for the money transfer — by bank transfer, SOFORT transfer, credit or debit card, or Google Pay: Choose the option that is most convenient for you.
    5. Log in or register for a free Western Union profile and complete the online transfer.

    Tip: You can also order the transfer online and then pay for it at a Western Union location of your choice.

    Which app can I use to transfer money online?

    If you don’t want to use your browser to process your online transfer, use our Western Union® app.

    How long does an online transfer take?

    How long your online transfer takes depends on the destination country and your chosen payment and receiving methods. Depending on the situation, your money will arrive within minutes or a few business days. You can find out how long it will take at any time when selecting the payment and receiving methods or in the overview, i.e. before you make the online transfer.

    How can I pay for the online transfer?

    Western Union offers you various ways of paying for your online transfer:

    • Transfer from bank account
    • Transfer with SOFORT
    • Online banking
    • Credit1 or debit card
    • Google Pay
    • Apple Pay® via our app
    • Payment in cash at a Western Union location

    Please note that the payment methods available for your online transfer depend on the destination country and how you want the money to be paid out.

    What information do I need to transfer money online?

    For an online transfer you’ll need:

    • A valid email address for your free Western Union profile.
    • A payment method for the money transfer — a credit1/debit card, a bank account or SOFORT, or Apple Pay® via our app.
    • The full name of the receiver.
    • Depending on the available and chosen method of receiving the money: the receiver’s bank details, mobile wallet or debit card details or the receiver’s address for cash pickup.
    • If necessary, proof of ID to verify your profile.

    How can I send money someone who does not have an account?

    If the receiver does not have an account, you can order an online transfer with cash pickup:

    1. Select the cash pickup option for receiving the money.
    2. Enter the receiver’s name and address.
    3. The receiver can simply go to their nearest Western Union location.
    4. The money usually arrives in minutes5.

    You can also send the money to the receiver’s mobile wallet — if the receiver lives in a country where this service is available. In addition, the receiver must have an active mobile wallet with one of our partner mobile operators. Learn more about sending money to mobile wallets.

    How can I transfer money online with my bank account?

    With a bank account, you can easily transfer money online with Western Union. Log in or register for a free profile and start an online transfer. Choose either a bank transfer, a SOFORT transfer or pay directly through via online banking.

    Start sending money online via your bank account now.

    Have more questions about transferring money online?

    Need help sending money online or have another question? Contact our Customer Care team or visit our FAQ page for more information.

    1 Additional third-party fees might apply.

    2 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

    3 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30, 2025.

    4 FX gains apply.

    5 Depending on transaction conditions, funds may be delayed or services may not be available. This applies, for example, to amounts sent, destination countries, foreign currency availability, legal amounts, identification requirements, agent office hours, different time zones and the choice of options.