At Western Union, there are several ways to make online transfers, in just a few steps:
Go to the “Send money” page.
Enter the destination country and amount to send.
Choose a method for receiving the money, such as cash, transfer to a bank account or transfer to a debit card.
Decide how you want to pay for the money transfer — by bank transfer, SOFORT transfer, credit or debit card1, or Google Pay: Choose the option that is most convenient for you.
Log in to your account or first register for a free Western Union profile to complete the online transfer.
With the Western Union® app, you can send money anywhere in the world on the go, directly from your mobile phone: Fast, easy and available 24/7.
Learn moreOur website allows you to make international online transfers at any time, from any device.
Send moneyEnhance your experience with a Western Union bank account and the Digital Banking app. Enjoy a €0 transfer fee2 between users, free Visa Platinum debit card3 and attractive interest rates on savings.
Upgrade nowSign up for free and create your profile to transfer money online or simply using our app.
Pay for your online transfer—including the amount sent and any transfer fees4—with your bank account, credit1/debit card, SOFORT or with Apple Pay® via our app. Choose the payment option that works best for you.
Keep an eye on your bank transfer online or via the app. You can track a transfer using the Money Transfer Control Number (MTCN) on your receipt.
Send money online directly to bank accounts around the world. Your receivers can enjoy the convenience of receiving money directly into their bank account and you can make online transfers from various devices.
Send money to bank accounts nowTransfer money online to a Western Union location in more than 200 countries and territories around the world. The receiver can pick up the money at the nearest location in minutes5.
Find a locationMake online transfers directly to the receiver’s mobile wallet1 in selected countries. The receiver will receive your money directly if they have an active mobile wallet1 with one of our partner mobile operators — ideal for sending money quickly and easily on the go.
Learn moreSend money to the credit1 or debit card of another Western Union customer in selected countries.
Transfer money to a card nowAt Western Union, the transfer fee4 is based on the amount you are sending, the destination, the way your loved ones receive the money and the payment method. Western Union offers a wide range of money transfer solutions to suit your budget.
Send money from home or on the go at any time.
Track our exchange rate in real time.
Easy to send. Easy to receive.
At Western Union, you can transfer your money online in just a few steps:
Tip: You can also order the transfer online and then pay for it at a Western Union location of your choice.
If you don’t want to use your browser to process your online transfer, use our Western Union® app.
How long your online transfer takes depends on the destination country and your chosen payment and receiving methods. Depending on the situation, your money will arrive within minutes or a few business days. You can find out how long it will take at any time when selecting the payment and receiving methods or in the overview, i.e. before you make the online transfer.
Western Union offers you various ways of paying for your online transfer:
Please note that the payment methods available for your online transfer depend on the destination country and how you want the money to be paid out.
For an online transfer you’ll need:
If the receiver does not have an account, you can order an online transfer with cash pickup:
You can also send the money to the receiver’s mobile wallet — if the receiver lives in a country where this service is available. In addition, the receiver must have an active mobile wallet with one of our partner mobile operators. Learn more about sending money to mobile wallets.
With a bank account, you can easily transfer money online with Western Union. Log in or register for a free profile and start an online transfer. Choose either a bank transfer, a SOFORT transfer or pay directly through via online banking.
Start sending money online via your bank account now.
Need help sending money online or have another question? Contact our Customer Care team or visit our FAQ page for more information.
1 Additional third-party fees might apply.
2 There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
3 Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30, 2025.
4 FX gains apply.
5 Depending on transaction conditions, funds may be delayed or services may not be available. This applies, for example, to amounts sent, destination countries, foreign currency availability, legal amounts, identification requirements, agent office hours, different time zones and the choice of options.