Western Union Digital Banking Premium

Take your digital banking to the next level with a Premium account.

Exclusive Premium perks await you

3 transfer fee-free international money transfers per month1

Up to 5 additional currency accounts

3 free cash-top ups per month at Western Union agent locations2

Unlimited ATM withdrawals in the Euro zone

Get preferential rates and other special offers throughout the year

Currency Accounts available:

You can get up to 5 currency accounts. Ideal for Expats and Travelers!

Discover all the benefits of Premium!
  • Standard

    Download app

    Premium

    Just 7,99 EUR/month
    Upgrade now
  • Fee-free international money transfers1
    Fee-free international money transfers1
    Free 3 / month
  • Up to 5 additional currency accounts
    Up to 5 additional currency accounts
  • Free cash-top ups at Western Union agent locations2
    Free cash-top ups at Western Union agent locations2
    2,99 EUR each
    Free 3 / month
  • Up to 4 additional goal saving accounts
    Up to 4 additional goal saving accounts
  • Free Visa Platinum debit card replacement
    Free Visa Platinum debit card replacement
  • Preferential exchange rates on card transactions
    Preferential exchange rates on card transactions
  • Free! Current bank account
    Free! Current bank account
  • Interest rate on savings3
    Interest rate on savings3
    0.50%
    1.50%
  • Transfer-fee free4 transfers between
    Digital Banking users
    Transfer-fee free4 transfers between
    Digital Banking users
  • Instantly send money to other Digital Banking users
    Instantly send money to other Digital Banking users
  • Free Visa Platinum debit card5
    Free Visa Platinum debit card5
  • Free ATM withdrawals in the Euro zone
    Free ATM withdrawals in the Euro zone
    Limited to 3

Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.

1 Western Union makes money from currency exchange. Standard fees apply after the first 3 transfers and are shown in the app before you confirm.

2 Offer includes 3 fee-free cash top-ups per month to your Western Union® Digital Banking account at agent locations in Germany. Standard terms and conditions apply.

3 My Saved Money account up to 3.000 EUR. Up to 1.50% interest applies for balances in premium customer accounts and 0.50% interest applies for standard account customers.

4 There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.

5 Free physical Visa Platinum debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until 30 June 2025.